k-factu vs Quipu: Full Comparison for Freelancers

Quipu is one of the most established options for autonomos in Spain. Is it better than k-factu? We analyze the key differences.

Pricing

Quipu: from EUR 13/month to EUR 18/month depending on features. k-factu: EUR 9.99/month (Autonomo plan, everything included). Difference: k-factu costs 30% less for equivalent features.

Verifactu

Quipu: partial implementation — compliance announced but no complete integrated system. k-factu: full compliance built-in. Hash chain, QR, and AEAT submission from day one. Winner: k-factu.

OCR for receipts

Quipu: limited, only in higher plans. k-factu: OCR (Tesseract.js) included in the Autonomo plan. Scan receipts from your phone. Winner: k-factu.

Languages

Quipu: Spanish only. k-factu: Spanish, English, French, German, and Portuguese. Winner: k-factu.

Ease of use

Quipu: functional but dated interface in some modules. k-factu: modern design, clean interface, no unnecessary features. Winner: k-factu.

Integrations and API

Quipu: no public API. k-factu: REST API and MCP integration available on the PYME plan. Winner: k-factu.

When to choose Quipu?

If you've used it for years and your data is already there. Migration has friction and if the system works for you, the switch may not be worth it.

Conclusion: For freelancers starting out or looking to switch, k-factu offers better Verifactu, better price, better UX, and multilingual support.